FAQs and Links
Q: Can I get a mortgage?
A: This will depend entirely on your circumstances. In general if you have an income, some deposit, and a clear credit record there should be no problem. A whole of market mortgage broker will be able to assess your situation with a few basic details and advise you accordingly
Q: How much can I borrow on a mortgage?
A: Most lenders now have individual afforability calculations to work out the amount you can borrow. If you contact us and speak to one of our mortgage advisers we will be able to work all this out for you.
Q: What if I don't have a clear credit record, can I still get a mortgage?
A: While this can potentially make it more difficult to obtain a mortgage it is worth contacting us with more specific details and we can advise you further.
Q: How much deposit do I need?
A: The deposit requirements vary from one mortgage to next. As a rule the more deposit you can put down, the more choice you will have when it comes to finding a mortgage. While 95% mortgages are available, 10% desposit is widely recognised as the minimum amount required if you want to get a competitive mortgage rate.