Frequently asked questions
Can I get mortgage?
This will depend entirely on your circumstances. In general if you have an income, some deposit, and a clear credit record there should be no problem. A whole of market mortgage broker will be able to assess your situation with a few basic details and advise you accordingly
How much can I borrow on a mortgage?
Most lenders now have individual afforability calculations to work out the amount you can borrow. If you contact us and speak to one of our mortgage advisers we will be able to work all this out for you.
What if I don't have a clear credit record, can I still get a mortgage?
While this can potentially make it more difficult to obtain a mortgage it is worth contacting us with more specific details and we can advise you further.
How much deposit do I need?
With some lenders this will depends on your credit score, whereas with others they will lend to you as long as you have the minimum of 5% and meet their affordability.
It's worth noting that, usually, the more deposit you put the down the better rate you will get. One of our qualified mortgage brokers will be happy to explain in more details specific to your circumtances. Click on the contact us link to arrange a callback.